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Oct
24
5 Things All Employers Should Know About California Workers’ Compensation

Did you know California workers compensation was first started in the early 1900s? The workmen’s comp program itself is the oldest form of social insurance in the United States. As a new business owner, you may not be very familiar with the workers’ compensation laws in the Golden State, but it is vital you take time to learn about this coverage.

Here are five things all employers should know about the program before hiring their first employee.

  1. Every business in California with employees must carry workers’ comp. This includes businesses with only one worker. You might not need coverage if the only staff member is the sole owners of the enterprise.

  2. There are six benefits supplied by workers’ compensation in the Golden State. They are medical care, temporary and permanent disability, supplemental job displacement, vocational rehabilitation, and death benefits.

  3. You cannot fire or discipline an employee for filing a claim.

  4. You could face criminal charges if you fail to obtain the proper insurance.

  5. It is against the law to force employees to pay for part or all of the business’ workers’ compensation premiums.

Understanding both your rights and the rights of your employees when it comes to California workers compensation is the key to avoiding financial and legal trouble after an on-the-job accident. Remember having this vital coverage benefits you and your workers, so make sure you are properly covered.