Business Insurance for Non-Profit Organizations

When running a business, it is important to have adequate insurance to protect the organization from liability or damage. This same mindset should apply to non-profit organizations, as they can also be held liable in the event of an accident or other unforeseen circumstance.


How does non-profit insurance differ from a standard business insurance policy? Common coverage for a non-profit organization includes:

  • Business Property: Business property insurance has a number of elements involved. This helps cover your structure (to make sure your operations are still intact), equipment, tools and (in some cases) income to keep things going even if your brick-and-mortar facility has to be replaced.
  • Business Liability: As the business world evolves, there are a number of considerations when obtaining a business liability policy. Standard coverage could include operations and premises, products and completed operations, data breaches and employment practices.
  • Tuition and Fees: If your non-profit organization collects tuition and fees and there is a situation in which income is jeopardized due to an unexpected event, this would be the policy that helps cover your losses.
  • Counseling Professional Liability: This helps cover any omissions or negligence when providing professional counseling services, such as educational counseling, vocational counseling or therapy for a learning disability.

Obtaining a non-profit insurance policy is invaluable, especially if a tragedy occurs. Having peace of mind knowing your business is protected on every level is key. Your agent should be able to customize a policy that will provide the best coverage.

Get the coverage you need. Call Huntington Pacific Insurance Agency at (800) 878-4742 for more information on Huntington Beach CA business insurance.