Blog

Oct
24
The Importance Of Contractors Insurance

Huntington Beach Insurance Agency caters to a wide array of insurance services. We pride ourselves on having a 24-hour max response time as well as instant quotes available to your online. Not only are we easily accessible, but we also offer a wide variety of insurance services to many residents throughout California. We are the leading insurance company in the Golden State and strive to do the best we can for each of the clients that come to us. One of the many insurance services we offer is contractors insurance.

What Is Contractors Insurance?

Are you a general contractor looking for a form of insurance to protect your business? Contractors liability insurance is the right insurance for you. Contractors insurance is a form of insurance to protect independent contractors. This type of insurance will safeguard any independent contractor from lawsuits, mishaps, and any damage sustained to a party or a piece of property. Additionally, like all types of insurance, this one will assist in providing medical care for those who were injured on the job. To protect you legally and financially, this type of insurance is essential for those who want to stay away from any sticky situations. From being threatened to be sued to paying for medical bills, contractor’s insurance will keep you and your business safe. Additionally, check out workers compensation, general liability, and builder’s risk insurance, for more important forms of insurance that can help keep your business safe and secure.

Types Of Contractors Insurance

If you’re an independent worker and you’re wondering if you need any insurance, then take a look at the list below to figure out what this type of insurance covers. Remember, if you have any questions about contractors liability insurance, then take the time to contact us for all of the answers you seek.

  • Painters
  • Accountants
  • Hair stylists
  • Financial planners
  • House cleaners
  • Carpet cleaners
  • Freelance editors/writers/graphic designers
  • Plumbers
  • Carpenters
  • Electricians
  • Construction contractors
  • Salon professionals

All of these independent workers need to have contractors liability insurance to keep you safe. Since you’re not affiliated with a place of work, then this is the best way to protect yourself from any financial or legal ruin.

Why Do I Need Contractors Insurance?

Like purchasing any type of insurance, contractors liability insurance will keep you safe from anything detrimental happening to your business or someone associated with your business. If you’re a small business, then you probably don’t have all of the means to get you out of a sticky situation if something were to happen such as someone threatening to sue you or if someone sustains an injury on your property. Contractors liability insurance is a service that will ensure that you don’t have to pay medical fees if someone were to fall on your construction site or if you’re a freelance writer who is threatened to be sued because of this or that. This form of insurance will protect independent contractors. When you come to Huntington Pacific Insurance Agency, we can help you customize a policy plan that’s right for your business and covers any industry risks.