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Oct
02
Types Of Insurance Millennials Need

As a Millennial, you’re probably told what you need and don’t need all the time. From your parents to magazine articles, many people think they know what’s best for Millennials. On top of that, most Millennials are being hounded for everything they do wrong. If you’re a Millennial, then you’ve probably heard a few times how you shouldn’t do this or buy that. However, one thing that Millennials do need help with is a basic understanding of things that were never taught in school such as doing taxes, learning about interest, and the best types of insurance to invest in. Millennials are a generation that has a lot going against them and they were never given the information needed to best protect themselves. By learning more about insurance services, Millennials will learn one way they can keep their finances and themselves safe.

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Three Types Of Insurance Millennials Need


There are three essential types of insurance services that any millennial needs. You might not feel like you need it because you’re young and you don’t have any money, but insurance services will keep you protected, even if you don’t fully understand insurance. Even though you may be broke from college, your job isn’t paying you nearly enough to cover everything, and you’re struggling through mass amounts of debt, it’s best that you know the best way to protect yourself with insurance services. Insurance is based on a need to protect your assets and even though you may not think you have that much, you still need insurance services to keep your head above water.

Auto Insurance

If you have a car, like most people do, then you need auto insurance. Auto insurance is illegal to not have in a majority of states. If you don’t have car insurance and you get hit, then you could end up paying an arm and a leg toward your car. Auto insurance is one of the most important types of insurance to have because it’ll cover costs of accidents, stolen cars, and if you hit anyone, it’ll cover medical costs. Anything that happens with a car, you’ll be able to stay financially protected against. There are six different types of auto insurance policies that cater to specific needs of your car.

Liability Insurance For Freelance Work

We’ve come into an age when most people don’t make enough money to live comfortably or they’re unable to find a job that doesn’t require 10 years of experience and pay a substantial amount. It’s difficult to find a reliable job, a salary that covers your finances, and paying off the mountain of debt you’re probably contending with. One of the types of insurance that is a necessity, if you’re working as a freelancer, is liability insurance for your work. Whether you’re a writer, marketing expert, or a carpenter, it’s important that you have freelance insurance to keep your business and yourself protected.

Renters Or Homeowners Insurance


Most millennials these days are renting instead of buying, but that doesn’t mean you shouldn’t protect your belongings. Renters insurance will protect your belongings from being damaged, robbed, or vandalized. Your possessions are your pride and joy and you probably don’t have the necessary means to replace your belongings, so it’s in your best interest to purchase insurance to protect your home and what lives in it.

Continue to read our blog for further information about insurance services. For any questions, don’t hesitate to contact us.

  • Categories: Insurance Services Huntington Beach

  • Tags: auto insurance, boat insurance, business insurance, commercial insurance, commercial property insurance, contractor liability insurance, contractors insurance, earthquake insurance, flood insurance, general liability insurance, homeowners insurance, motorcycle insurance, recreational vehicle insurance, rental insurance, restaurant insurance, small business insurance